Terms of Use

Terms of Use

Last updated: July 02, 2025

Welcome to Moneynauts.com ("Moneynauts," "we," "us," or "our"), an online comparison and lead-generation platform that connects users with lenders and financial service providers for personal loans and related financial products. By accessing or using our website, services, or related applications (collectively, the "Services"), you agree to be bound by these Terms of Use ("Terms"). If you do not agree with these Terms, do not use our Services.

Acceptance of Terms

These Terms govern your use of Moneynauts.com and our Services. We may update these Terms from time to time, and changes will be effective when posted on this page with an updated "Last updated" date. Your continued use of the Services after any update constitutes acceptance of the revised Terms.

Nature of Services

Moneynauts.com is an online comparison and lead-generation platform that connects consumers with lenders, lending networks, and financial service providers. We do not originate loans, make lending decisions, make offers of credit, or determine loan terms.

When you submit a request through our website, your information may be shared with lenders or financial partners who may contact you regarding loan or financial product offers. These partners independently determine eligibility, rates, approvals, and terms.

Moneynauts may receive compensation from lenders or partners when users submit requests or are matched with providers through the Services.

Eligibility

To use our Services, you must:

  • Be at least 18 years old or the age of majority in your state of residence.
  • Be a resident of the United States or a jurisdiction where our Services are offered.
  • Provide accurate and complete information when using our Services.

We reserve the right to refuse or restrict access to the Services at our discretion and as permitted by law.

User Responsibilities

You agree to:

  • Provide truthful, current, and complete information, including personal and financial details, so that partners can evaluate your request properly.
  • Use the Services only for lawful purposes and in compliance with these Terms and applicable law.
  • Not misuse the Services, including by submitting false information, attempting to bypass security features, interfering with operation of the site, or using automated means to scrape or extract data.
  • Review and understand all terms, conditions, and disclosures provided by any third-party lender or financial partner before accepting any offer.

Compliance with State and Federal Laws

Our Services are intended to comply with applicable U.S. consumer protection, advertising, and privacy laws. Moneynauts operates as an online referral and information platform and does not act as a lender, loan broker, or credit decision maker.

Lenders and financial service providers that receive your information are responsible for complying with applicable federal and state lending laws, including requirements related to disclosures, licensing, underwriting, and interest rate limitations.

Additional information regarding privacy rights and state law disclosures can be found on our State Laws page.

Applications and Credit Inquiries

When you submit a request through our Services, the information you provide may be transmitted to lenders or financial partners so they can evaluate potential loan or financial product offers.

Some lenders or partners may obtain consumer reports or perform credit checks in accordance with applicable law when evaluating an application or prequalification request. Any such credit inquiry is performed by the lender or partner, not by Moneynauts.

Submission of a request through our Services does not guarantee approval for any loan or financial product.

Third-Party Partners

Moneynauts connects users with independent lenders, lending networks, financial institutions, and marketing partners ("Partners").

We do not control and are not responsible for the products, services, decisions, policies, or actions of these Partners. Each Partner operates independently and may have its own privacy policy, terms of service, and eligibility requirements.

Any agreement, application, approval, denial, loan, or financial product is solely between you and the Partner providing that service.

Intellectual Property

All content on Moneynauts.com, including text, logos, graphics, design elements, and software, is owned by or licensed to us and is protected by copyright, trademark, and other applicable laws.

You may not copy, modify, distribute, reproduce, republish, or create derivative works from our content without our prior written permission, except for personal, non-commercial use as permitted by law.

Privacy and Data Use

Your use of our Services is subject to our Privacy Policy, which describes how we collect, use, and share personal information.

By submitting information through our Services, you authorize us to transmit your information to lenders and financial partners who may contact you regarding loan or financial product offers through phone calls, SMS messages, and email, in accordance with applicable law and the consent you provide on our forms.

You may exercise privacy rights or opt out of certain data sharing through the links provided in our Privacy Policy, our Do Not Sell or Share My Data page, and our State Laws page.

No Financial Advice

Information provided on Moneynauts is for informational purposes only and should not be considered financial, legal, tax, credit, or investment advice. You should independently review any financial product and consult qualified professionals before making financial decisions.

Limitation of Liability

To the fullest extent permitted by law, Moneynauts and its affiliates, officers, employees, contractors, and licensors shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or related to:

  • Your use of or inability to use the Services;
  • Loan or financial product offers provided by third-party partners;
  • Errors, omissions, delays, or inaccuracies in partner information or offers;
  • Denial of credit, changes in terms, or failure to obtain any financial product;
  • Actions or omissions of lenders, partners, service providers, or other third parties;
  • Technical interruptions, outages, or website availability issues;
  • Unauthorized access to or use of your information, except to the extent prohibited by law.

The Services are provided on an "as is" and "as available" basis without warranties of any kind, whether express or implied, including any implied warranties of merchantability, fitness for a particular purpose, title, or non-infringement.

Indemnification

You agree to indemnify, defend, and hold harmless Moneynauts, its affiliates, officers, employees, contractors, and agents from and against any claims, liabilities, damages, losses, costs, and expenses, including reasonable legal fees, arising out of or related to your use of the Services, your violation of these Terms, or your violation of any rights of another party, except to the extent caused by our willful misconduct or where otherwise prohibited by law.

Termination

We may suspend, restrict, or terminate your access to the Services at any time, with or without notice, including where we believe you have violated these Terms, submitted false information, engaged in suspected fraud, abused the Services, or where required for security, operational, or legal reasons.

You may stop using the Services at any time.

Governing Law and Dispute Resolution

These Terms are governed by the laws of Malta, without regard to conflict of law principles.

Any dispute, claim, or controversy arising out of or relating to these Terms or your use of the Services shall be subject to the exclusive jurisdiction of the competent courts of Malta, unless applicable law requires otherwise.

Contact Us

For questions about these Terms or our Services, contact us at:

Miscellaneous

  • Severability: If any provision of these Terms is found invalid or unenforceable, the remaining provisions remain in full force and effect.
  • Entire Agreement: These Terms, together with our Privacy Policy, State Laws page, and Do Not Sell or Share My Data page, constitute the entire agreement between you and Moneynauts regarding the Services.
  • No Waiver: Our failure to enforce any right or provision under these Terms does not waive that right or provision.
  • Assignment: We may assign these Terms in connection with a merger, sale, transfer, or reorganization of our business or assets. You may not assign your rights or obligations under these Terms without our prior written consent.

Offers, rates, terms, and availability vary by lender, partner, state, and applicant qualifications. Review all partner disclosures carefully before proceeding with any application or offer.